There’s been a battle brewing for quite some time between credit unions and more traditional brick and mortar banks. The reasoning behind this? Big banks have become notorious for outrageous bank fees and poor customer service that is costing their customers millions of dollars. Credit unions have...

Banks in Australia take identity theft, fraud, illicit activity and suspicious transactions very seriously. In fact, if you’ve ever been a victim of identity theft you know very well that banks will freeze your account, call you and hopefully alert the appropriate authorities if anything looks strange. Unfortunately,...

Credit cards might all be stamped into the same size of plastic but they’re not the all created equal. With the festive season upon the land of Oz, many consumers will be reaching for plastic. Swiping merrily away, ringing purchases to stuff under the tree. But those purchases may cost far more...

With preposterous bank fees in Australia still battling it out in court, it may be a wise idea to look into other options for your banking. Many financial experts are singing the praises of online banks like ING Direct because of their lack of fees, but who can really wait 3 or more days for their money...

  It’s difficult not to get annoyed by big brick and mortar banks these days. With mounting fees and a lack of customer service, many are considering ditching their traditional banks and opening up accounts at credit unions. While this may work for most people, there are still some disadvantages...

Banking with confidence requires at least a superficial understanding of what the banks are saying when they offer you plans and promotions. In times of old, you had no choice but to buy into whatever the ‘professionals’ were selling; there were no other options if you wanted to participate in a...

Bank fees can sneak up behind you and really add up. As a result they can seriously put a dent in your finances and your day. These days banks have fees for just about everything short of breathing. In fact, Australia is home to the largest class action lawsuit filed against some of their top banks precisely...

Picture this: You go to the grocery store, you’re at the cashier, you swipe your check card and you are suddenly declined. Confused and baffled you swipe the card again and get the same response. At first you probably think that you are a victim of identity theft so you call the bank. Then they tell...

Whether or not the thought of using software and apps overcomes you with angst, realising the benefits can be quite a relief.  Most of these are rather easy to use – if you use the right ones, that is – and can certainly save you a great deal of time.  Moreover, they can help you with managing...

With so many banking options these days it’s hard to decide which bank is most appropriate for your situation. As of late, there’s also a lot of media hype surrounding financial institutions which only makes everything even more confusing to the average consumer. You may be furious with your bank...